Automobile & Vehicle
Lease vs Buy Calculator
Lets users compare and budget lease vs buy instantly with formula, steps and examples — no manual math.
Enter your details
₹
₹
% p.a.
516
months
1260
%/yr
530
₹
₹
Your result
Cheaper option
Buying is cheaper
Over 36 months: buying costs ₹7,62,636 net of resale vs ₹12,02,000 to lease — buying saves ₹4,39,364.
Savings
₹4,39,364
Net cost of buying
₹7,62,636
Down + EMIs − resale value
Total cost of leasing
₹12,02,000
About this calculator
Compares the true cost of buying (down payment + loan EMIs, credited with the car's resale value at the horizon) against leasing (rentals + upfront fees) over the same period. Excludes running costs, which are similar either way; leases may bundle maintenance — adjust the rental accordingly.
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