Loans & Mortgage
Land Loan Calculator
Monthly payment, down payment and total interest for raw or unimproved land financing.
Enter your details
$
%
060
% p.a.
115
years
130
Your result
Monthly payment
$1,181.69
$1,181.69/month for 15 years on a $120,000 land loan.
Loan amount
$120,000
Down payment
$30,000
Total interest
$92,704
About this calculator
Raw and unimproved land loans carry higher rates and larger down payments than home mortgages (often 20–50% down, 1–3% above mortgage rates, shorter terms). This calculator amortizes the financed balance to show payment and total interest.
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